Coverage option

COBRA Alternatives

Private PPO plans that can replace COBRA at a fraction of the cost, with coverage that starts when your election window closes.

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What this coverage looks like

COBRA keeps your old employer plan active, but you pay the full premium yourself, often several times what you were paying as an employee. For a lot of healthy people, a private PPO plan covers similar ground at a meaningfully lower monthly cost.

  • Private PPO plans compared directly against your COBRA quote
  • Coverage that can start as soon as your COBRA election window closes
  • Broad, nationwide provider access on qualifying plans
  • No employer connection required to apply
  • Faster setup than waiting on COBRA paperwork
  • A real comparison of the actual numbers, not a guess

Who this is for

Best for anyone who recently left a job, is facing a COBRA premium that doesn't make sense, and wants to see what a private alternative would actually cost.

How to get started

One quick call or a short form on the contact page. I'll ask about your situation, budget, and any doctors or prescriptions you want to keep, then bring back real options across top carriers, no jargon, no pressure to decide on the spot.

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Other ways I can help

Individual & Family PPO

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Self-Employed Health Insurance

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Small Business Group Insurance

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Ready to see your options?

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