About

A licensed advisor, not a call center

Independent, based in Sunrise, Florida, and licensed across 31 states.

Zachary Phillips, Licensed Health Insurance Advisor

Meet your advisor, Zachary Phillips

I started PhillipsHealth because too many people I talked to were either overpaying for coverage they didn't fully understand, or going without it because the whole process felt rigged against them. Neither should be true.

Instead of pushing one company's plan, I compare options across top carriers and walk you through the real tradeoffs, in plain language, with no pressure to decide before you're ready.

I'm based in Sunrise, Florida, licensed in 31 states, and I stay your point of contact long after enrollment day, not just during the sale.

Licensed in 31 States NPN 21363844 FL License G178331
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What makes an independent advisor different

A captive agent can only sell what their one company offers. Here's what independence actually gets you.

I compare across carriers, not within one

I look at plans across top carriers to find what actually fits your situation, not just what one company has on the shelf.

My fee comes from the carrier, not from you

Working with me directly costs the same as going to a carrier yourself. There's no markup for the guidance.

I'm reachable long after enrollment

Licensed, local to Florida, and available by call or text for billing questions, life changes, and renewal time.

Let's find coverage that fits

No pressure, no obligation. A quick call is enough to know if it's worth going further.

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